Build passive income. Earn 1% of every transaction your merchants run.
We'll help launch your own cash discounting firm with a negotiated Schedule A, compliant paperwork, and guaranteed 1% margins. You build the portfolio, and the residuals compound every month.
Monthly residual income
$26,740.18
Merchants onboarded
+12 this week89% of Q4 portfolio target
Live transaction feed
your 1% cutEvery business that takes card payments is a merchant you could be earning from.
1%
Profit per transaction
24/7
Residuals that compound
~22d
AVG TIME TO FIRST SIGNUP
3
TERMINALS INCLUDED
The business model
One-time work.
Recurring revenue.
Payment processing, and more lucratively, cash discounting, is a portfolio business. You're building an income stream that pays you long after the install is finished.
Sign the merchant
Help businesses save money by implementing a cash discount program that shifts processing costs to customers.
Volume runs on your Schedule A
Every swipe, tap, and keyed sale settles through the pricing structure negotiated in your name.
You keep 1% forever
You earn a 1% residual on processing volume each month for as long as the merchant stays in business. That could be 5, 10, or even 20+ years.
Rinse and repeat
Every new account adds to your book of business, creating a compounding stream of income that’s truly passive.
THE MATH ON JUST 1 MERCHANT
One signature. Then it pays every month with zero additional work, and you never re-close it.
How cash discounting works
Follow the money. See how a $100 sale flows through our model.
The mechanics are simple, legal, and already running in thousands of businesses across America. Here is exactly where your profit comes from:
What it really costs
Processing costs 3%
On a $100 card sale, interchange and processing eat roughly 3% — about $3 the merchant silently loses on every ticket.
On the card price
We charge 4%
The card price carries a compliant 4% adjustment. Cash customers pay less, card customers cover the cost, and the merchant keeps 100% of the sale..
In your account
You keep the 1% spread
4% collected minus the 3% cost of processing leaves a full point for you. Every transaction, every year the merchant stays open.
Processing costs about 3%, the card price is set at 4%, and the 1% difference is your residual. The merchant keeps 100% of their ticket, cash customers pay the lower price, and a portfolio of ordinary local businesses turns into recurring monthly income.
EARNINGS CALCULATOR
Move two sliders.
See your portfolio income.
Every merchant you sign processes card volume through your Schedule A.
At a 1% profit margin, the math is simple, recurring, and yours.
Monthly Profit
$11,250Recurring, every single month
Yearly Profit
$135,000Before adding a single new merchant
12-month ramp to full portfolio
residual / monthHow we help
Everything you need to run a
100% legal processing firm.
The pricing leverage, paperwork, compliance, and hardware that normally take years to assemble... handed to you on day one.
Schedule A negotiated for you
We negotiate your processor pricing up front so you earn ~1% per transaction instead of the ~0.4% a new firm normally gets.
Legally enforceable agreements
Custom-made and legally binding merchant and independent contractor contracts built specifically for your processing business.
Compliance-first programs
Signage, customer disclosures, receipt formatting, and state-level dual pricing rules audited before you go live.
Ready-to-go terminals
Configured payment terminals reserved and shipped directly to your first 3 merchants the moment they're onboarded.
Full-stack website development
Custom brand identity and frontend + backend web development with admin panel, merchant login portal, and sales partner dashboard.
100% Satisfaction guarantee
You won't pay the final deposit until you're 100% satisfied with what we've built. Review everything, make sure it's perfect, and only then make the final payment.
Launch packages
Startup costs, itemized.
One-time build cost for your firm. No revenue share on your residuals.
Beginner
$2,500
The bootstrapped setup for getting your payment processing firm off the ground.
Start lean- ✓ISO introduction & Schedule A submission; no guarantee of 1% margin
- ✓Core merchant agreement draft
- ✓Basic website and brand identity
- ✓Terminal ordering walkthrough
- ✓Basic merchant onboarding system
Founder
$5,000
The complete launch stack. Everything you need to launch a legal, compliant, and professional payment processing firm.
Launch the full stack- ✓Negotiated Schedule A at 1% profit per transaction
- ✓Full legal & compliance package
- ✓Dual pricing setup + compliance audit
- ✓3 terminals reserved and shipped to your first merchants
- ✓Full-stack web development and branding
Enterprise
$15,000
Build a sales organization, not a side income. Done-with-you scale.
Talk to a strategist- ✓Everything in Founder, PLUS...
- ✓Multi-rep ISO office structuring
- ✓Recruiting & commission architecture
- ✓Custom CRM / pipeline infrastructure
- ✓20 terminals reserved for your pipeline
- ✓Advanced merchant reporting & account management
Founder results
Real people. Real results.
Merchants onboarded
Avg. monthly residual
To first residual check
I signed my first three merchants in the same strip mall I get coffee in. The negotiated Schedule A is the whole game. I get more than double the residual with the exact same volume.
Marcus D.
Tampa, FL
The paperwork and compliance audit were what I was most scared of. Having the agreements and signage handled meant I could just go have conversations.
Priya N.
Dallas, TX
I wanted the infrastructure to look like a real, established processing firm from day one. The website, merchant portal, agreements, and setup gave me exactly that.
Andre W.
Columbus, OH
Illustrative operator results. Your outcome depends on how many merchants you sign and the volume they process.
Questions entrepreneurs ask
Know what you're getting into before you commit capital.
A compliant pricing program where the merchant posts a cash price and a card price. Card-paying customers cover the processing cost, so the merchant keeps 100% of the sale.
Your merchants are already paying someone 1%.
Make it you. Pick a launch package and we'll help you become PCI compliant, legally allowed to operate, and prepared to start accepting merchants.